Buy Here Pay Here in Bloomington, Pekin & Peru, IL

NEED A CAR BUT CAN'T GET A LOAN ?

Turned down by a bank or credit union? Advantage Auto Sales is Central Illinois’ buy here pay here dealer, with in-house financing for bad credit and no credit. We Finance Your Car, Not Your Credit History. We report to the credit bureau, so on-time payments help you qualify for conventional financing in the future.

Learn More About Us

Why Buy from Advantage?

Advantage Auto Sales has been in business in Central Illinois for 30 years and is the oldest and largest dealer in the area specializing in financing people who have had past credit problems.

With three convenient locations in Bloomington, Pekin and Peru, we have helped thousands of drivers get the cars they need … and we can help you. We are able to do this because there are no banks involved in the decision process. You deal with real people, who care about you and make decisions right here at the dealership.

At Advantage Auto Sales you can’t be turned down for bad credit. We offer flexible financing, with low down payments and payment schedules to meet your needs. All you need to get your next car is a job, valid driver’s license, phone and down payment and you can be driving a car today.

We stock as many as 200 serviced and inspected quality vehicles at all times ranging from model year 2007 and newer and we are sure to have a vehicle to meet your needs. We are proud of the reputation we have built for honesty, integrity and fairness to all our customers.

How It Works

How Buy Here Pay Here Works

01. Apply online or stop in

The application takes a few minutes. Bring a job with provable income, a valid driver's license, a phone and your down payment.

02. Pick your car

Every vehicle is inspected and serviced, with the price posted online. Vehicles are sold as-is, so we recommend having your mechanic look it over. Trade-ins welcome.