Advantage Auto Sales · Peru, IL

Buy Here Pay Here Car Lot in Peru, IL

Advantage Auto Sales in Peru is the Illinois Valley’s buy here pay here dealer. We help drivers in Peru, LaSalle, Ottawa and nearby towns get approved in-house, right on the lot.

Visit our Peru lot

Hours

Monday–Friday 9am–6pm
Saturday 9am–4pm
Sunday closed

Bad Credit Car Financing in Peru, IL

Our Frontage Road lot in Peru is easy to reach from anywhere in the Illinois Valley. Bring your paperwork and you could drive home the same day.

At Advantage Auto Sales you can’t be turned down for bad credit. There’s no bank in the decision. We report to the credit bureau, so every on-time payment helps rebuild your credit. Already a customer? Make your payment online.

What to bring

Used Cars for Sale Near Peru

4 simple steps

How it works

01.

Apply online in minutes

Bring a job with provable income, a valid driver's license, a phone and your down payment.

02.

Come in, do the paperwork

No ride? We'll pick you up and bring you to the store.

03.

Pick your car

Every vehicle is inspected and serviced, with the price posted online. Trade-ins welcome.

04.

Build your credit

Payments line up with your payday, and on-time payments are reported to the credit bureau.

What Peru customers say

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Ashley Moore profile picture
Ashley Moore
49 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Melissa was wonderful to deal with ! She made this process extremely easy and stress free. She was very patient and helped us with any questions we had.
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TJ Gill profile picture
TJ Gill
124 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Paige and Melissa are awesome they were super friendly and super helpful in a stressful time I really appreciate them!
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Caitlyn Taylor profile picture
Caitlyn Taylor
164 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thank you for everything Amanda S! She was extremely helpful, polite, and honest! No car dealerships would help us but Amanda! She made it possible! She is a super outstanding multi Tasker! She was very helpful! It was a busy day in the store but that didn't stop her from helping us! We really appreciate everything! And we love our new car!! Ricky P and Caitlyn T. Thank you for everything!
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Shianne Dormer profile picture
Shianne Dormer
223 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
This place is really a 10 out of 10, especially if you're in a pinch due to credit issues. Their newest manager paige is lovely. I'm so happy that she got the promotion. She is always so courteous, and she just overall really is great at her job you can tell she puts in the work. LOVE HER!
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Liberty Knutson profile picture
Liberty Knutson
231 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Page and Melissa have been wonderful today definitely had a better experience today
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Lesley Steele profile picture
Lesley Steele
340 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Got a outlander through advantage I love it ... Thank you for helping me get into a vehicle.
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Matthew Garrett profile picture
Matthew Garrett
386 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Absolutely wonderful people to work with. Great customer service. They take good care of their customers.
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Lilly Levine profile picture
Lilly Levine
386 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
+0
I love the car that I got from that place because it drive smooth and only has 90,000 miles.
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Veronica Levine (Kika) profile picture
Veronica Levine (Kika)
386 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Love this place and love the vehicles the workers there are very respectful and friendly they helped my daughter out with her first car 🥰🥰🥰
Posted on Google Google
Manuel Gonzalez profile picture
Manuel Gonzalez
386 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Love this place very professional and friendly
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Dawn Eilers profile picture
Dawn Eilers
398 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great people, we found some issues with the car and they are fixing it for no out of pocket
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Karen White profile picture
Karen White
421 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Amanda at the Peru location is awesome. She really went out of her way to work with me. Thanks again Amanda
Posted on Google Google
Misty Rain Storm profile picture
Misty Rain Storm
432 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great place to get a car and great people that work here.
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Rick Ruich profile picture
Rick Ruich
446 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had an amazing experience at Advantage. Paige set realistic expectations before I got there. When you go to a buy here pay here place, you have to be self aware. Expect higher interest and and a car note a little higher than traditional dealership. You can’t go in mad at them because you have bad credit, or a repo, or whatever is keeping you out of traditional financing. With that being said, Paige and her manager were both amazing, worked the numbers to get me the payment I wanted, and I left in a better vehicle than I had planned on. Thank you ladies!!!!
Posted on Google Google
Brooklyn Stillwell profile picture
Brooklyn Stillwell
458 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We had the most amazing time with Amanda at the Peru location! We were at our wits end with our old car. Just replaced the battery and starter and then BOOM the dang water pump went out. She helped us get into a car, and is the most honest person I have ever dealt with at a lot before! Not only was she respectful, she had a lot on her plate today. It was her and a trainee and let me tell you, they were amazing! Not just to us but everyone they spoke with today. We’re so grateful for the welcoming environment they provide to their customers. It really does make the whole experience go well. - Faith&Roger

Find us

Questions? Send us a message

Our Peru team will get back to you. Prefer to talk? Call 815-224-2323.

Serving Peru and Nearby

Our Peru lot is close to LaSalle, Oglesby, Spring Valley, Utica, Ladd, Granville, Mendota, Ottawa, Princeton, Hennepin, Marseilles and Streator, but you don’t have to live nearby. If you live in Illinois and have provable income, you’ll be considered. Advantage Auto Sales has been financing Central Illinois drivers for 30 years, with lots in Bloomington, Pekin and Peru.

Common questions

No. If you live in Illinois and have provable income, you’ll be considered.

No. We finance your car, not your credit history. There’s no bank in the decision.

Monday–Friday 9am–6pm, Saturday 9am–4pm, closed Sunday.

Yes. Every on-time payment helps rebuild your credit.

Yes. If you need a ride to the lot, we’ll pick you up.

Ready to drive? Call Peru today.